Oakley Trust Bank deposit products:

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Financial growth chart on a screen

Investment

Grow your wealth,
deliberately

Fixed-rate CDs, bonds, and treasury products engineered for predictable, protected growth. No surprises, just compounding returns.

Grow your wealth, deliberately

CDs, bonds, and treasury notes engineered for predictable, protected growth. Pick a term, see the projected payout up front, and open a position without leaving your dashboard.

  • Fixed-rate returns, no market guesswork
  • Open a position in minutes from your dashboard
  • Early withdrawal available, no lock-in surprises
  • Capital protected, backed by Oakley Trust Bank
Open an account
Certificate of Deposit

12-Month CD

12 mo term - Low risk

4.75%

APY

Bond Fund

Diversified Bond Fund

18 mo term - Medium risk

5.60%

APY

Treasury

US Treasury Note

12 mo term - Low risk

4.90%

APY

Find the fit for your time horizon

Every product has a fixed rate and a fixed term, so what you see up front is what you get.

Certificate of Deposit

12-Month CD

4.75%

APY

Term
12 months
Minimum deposit
$500
Risk
Low
Best for
Predictable, short-term growth
Bond Fund

Diversified Bond Fund

5.60%

APY

Term
18 months
Minimum deposit
$1,000
Risk
Medium
Best for
Higher yield, slightly longer horizon
Treasury

US Treasury Note

4.90%

APY

Term
12 months
Minimum deposit
$1,000
Risk
Low
Best for
Government-backed stability

Rates shown are current as of today and subject to change. Early withdrawal reduces earned interest but never your principal.

See what your money could earn

Pick a product and an amount to see the exact payout at the end of the term, using the same fixed-rate math as your dashboard.

$
Open this position

12-Month CD - 12-month term at 4.75% APY

Projected value at maturity

$5,242,739.41

Your deposit$5,000,000.00
Interest earned+$242,739.41

Common questions