
Investment
Grow your wealth,
deliberately
Fixed-rate CDs, bonds, and treasury products engineered for predictable, protected growth. No surprises, just compounding returns.
Grow your wealth, deliberately
CDs, bonds, and treasury notes engineered for predictable, protected growth. Pick a term, see the projected payout up front, and open a position without leaving your dashboard.
- Fixed-rate returns, no market guesswork
- Open a position in minutes from your dashboard
- Early withdrawal available, no lock-in surprises
- Capital protected, backed by Oakley Trust Bank
12-Month CD
12 mo term - Low risk
4.75%
APY
Diversified Bond Fund
18 mo term - Medium risk
5.60%
APY
US Treasury Note
12 mo term - Low risk
4.90%
APY
Find the fit for your time horizon
Every product has a fixed rate and a fixed term, so what you see up front is what you get.
12-Month CD
4.75%
APY
- Term
- 12 months
- Minimum deposit
- $500
- Risk
- Low
- Best for
- Predictable, short-term growth
Diversified Bond Fund
5.60%
APY
- Term
- 18 months
- Minimum deposit
- $1,000
- Risk
- Medium
- Best for
- Higher yield, slightly longer horizon
US Treasury Note
4.90%
APY
- Term
- 12 months
- Minimum deposit
- $1,000
- Risk
- Low
- Best for
- Government-backed stability
| Product | APY | Term | Min. deposit | Risk | Best for |
|---|---|---|---|---|---|
| Certificate of Deposit 12-Month CD | 4.75% | 12 months | $500 | Low | Predictable, short-term growth |
| Bond Fund Diversified Bond Fund | 5.60% | 18 months | $1,000 | Medium | Higher yield, slightly longer horizon |
| Treasury US Treasury Note | 4.90% | 12 months | $1,000 | Low | Government-backed stability |
Rates shown are current as of today and subject to change. Early withdrawal reduces earned interest but never your principal.
See what your money could earn
Pick a product and an amount to see the exact payout at the end of the term, using the same fixed-rate math as your dashboard.
12-Month CD - 12-month term at 4.75% APY
Projected value at maturity
$5,242,739.41
Common questions
Begin your journey with Oakley Trust
Whichever way you'd like to start, we're ready when you are.


